> ## Documentation Index
> Fetch the complete documentation index at: https://payglocal.in/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Business Categories

> Complete reference of all business category codes and subcategory codes for the natureOfBusiness field.

Use the **subcategory code** (dotted format, e.g., `BUS.IT_SERVICES`) as the value for the `natureOfBusiness` field in [Update Business Details](/docs/api-reference/update-business-details).

You can also fetch this list dynamically via the [Get Business Categories API](/docs/api-reference/get-business-categories).

***

## Agricultural Services (AGRI)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `AGRI.VET` | Veterinary Services | SERVICES |
| `AGRI.COOP` | Agricultural Cooperatives | SERVICES |
| `AGRI.HORT_LAND` | Horticultural and Landscaping Services | SERVICES |

## Contracted Services (CONT)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `CONT.GEN` | General Contractors | SERVICES |
| `CONT.HVAC_PLUMB` | HVAC & Plumbing Contractors | SERVICES |
| `CONT.ELECT` | Electrical Contractors | SERVICES |
| `CONT.MASON_TILE` | Masonry, Tile & Stone Contractors | SERVICES |
| `CONT.CARPENTRY` | Carpentry Contractors | SERVICES |
| `CONT.ROOF_SHEET` | Roofing & Sheet Metal Contractors | SERVICES |
| `CONT.CONCRETE` | Concrete Work Contractors | SERVICES |
| `CONT.SPECIAL` | Special Trade Contractors (NEC) | SERVICES |
| `CONT.PUBLISH_PRINT` | Publishing and Printing | SERVICES |
| `CONT.TYPESET` | Typesetting & Plate Making | SERVICES |
| `CONT.SANITATION` | Sanitation & Cleaning Preparations | SERVICES |

## Transportation Services (TRANS)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `TRANS.RAIL_FREIGHT` | Railroads Freight | SERVICES |
| `TRANS.LOCAL_PASSENGER` | Local & Suburban Passenger Transport | SERVICES |
| `TRANS.PASSENGER_RAIL` | Passenger Railways | SERVICES |
| `TRANS.AMBULANCE` | Ambulance Services | SERVICES |
| `TRANS.TAXI_LIMO` | Taxicabs and Limousines | SERVICES |
| `TRANS.BUS` | Bus Lines | SERVICES |
| `TRANS.TRUCKING` | Trucking, Moving & Storage | SERVICES |
| `TRANS.COURIER` | Courier & Freight Forwarders | SERVICES |
| `TRANS.WAREHOUSE` | Warehousing & Storage | SERVICES |
| `TRANS.CRUISE` | Cruise Lines | SERVICES |
| `TRANS.BOAT_RENTAL` | Boat Leases & Rentals | SERVICES |
| `TRANS.MARINE` | Marinas & Marine Services | SERVICES |
| `TRANS.AIRLINE` | Airlines | SERVICES |
| `TRANS.AIRPORT` | Airports & Terminals | SERVICES |
| `TRANS.TRAVEL_AGENCY` | Travel Agencies & Tour Operators | SERVICES |
| `TRANS.PACKAGE_TOUR` | Package Tour Operators | SERVICES |
| `TRANS.TRAVEL_TELEMARKET` | Travel Telemarketing | SERVICES |
| `TRANS.TOLL` | Tolls & Road Fees | SERVICES |
| `TRANS.NEC` | Transportation Services (NEC) | SERVICES |

## Utility Services (UTIL)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `UTIL.TELECOM_EQUIP` | Telecom Equipment Sales | GOODS |
| `UTIL.KEY_TELECOM` | Key-Entry Telecom Services | SERVICES |
| `UTIL.TELECOM` | Telecommunication Services | SERVICES |
| `UTIL.NETWORK` | Network & Information Services | SERVICES |
| `UTIL.TELEGRAPH` | Telegraph Services | SERVICES |
| `UTIL.MONEY_TRANSFER` | Wire Transfer & Money Orders | SERVICES |
| `UTIL.CABLE_TV` | Cable & Pay TV | SERVICES |
| `UTIL.ESSENTIALS` | Electricity, Gas, Water Utilities | SERVICES |

## Retail Outlet Services (RETAIL)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `RETAIL.AUTO_PARTS` | Auto Parts & Supplies | GOODS |
| `RETAIL.FURNITURE` | Office & Commercial Furniture | GOODS |
| `RETAIL.COMPUTERS` | Computers & Software | GOODS |
| `RETAIL.MED_EQUIP` | Medical & Dental Equipment | GOODS |
| `RETAIL.HARDWARE` | Hardware & Tools | GOODS |
| `RETAIL.JEWELRY` | Jewelry & Precious Metals | GOODS |
| `RETAIL.STATIONERY` | Stationery & Office Supplies | GOODS |
| `RETAIL.PHARMACY` | Drugs & Medicines | GOODS |
| `RETAIL.GROCERY` | Grocery & Supermarkets | GOODS |
| `RETAIL.AUTO_DEALER_NEW` | New Vehicle Dealers | GOODS |
| `RETAIL.AUTO_DEALER_USED` | Used Vehicle Dealers | GOODS |
| `RETAIL.FUEL` | Fuel & Service Stations | GOODS |
| `RETAIL.SPECIAL_VEHICLE` | Boat, RV & Motorcycle Dealers | GOODS |

## Clothing Stores (CLOTH)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `CLOTH.MENS` | Men's Clothing Stores | GOODS |
| `CLOTH.WOMENS` | Women's Clothing Stores | GOODS |
| `CLOTH.CHILDREN` | Children's Clothing Stores | GOODS |
| `CLOTH.FAMILY` | Family Clothing Stores | GOODS |
| `CLOTH.SHOES` | Shoe Stores | GOODS |
| `CLOTH.TAILOR` | Tailoring & Alterations | SERVICES |

## Miscellaneous Stores (MISC)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `MISC.RESTAURANT` | Restaurants | SERVICES |
| `MISC.FAST_FOOD` | Fast Food Restaurants | SERVICES |
| `MISC.BAR_NIGHTCLUB` | Bars & Nightclubs | SERVICES |
| `MISC.DIGITAL_MEDIA` | Digital Goods (Media) | GOODS |
| `MISC.INSURANCE` | Insurance Services | SERVICES |
| `MISC.REAL_ESTATE` | Real Estate Services | SERVICES |
| `MISC.LODGING` | Hotels & Lodging | SERVICES |
| `MISC.LAUNDRY` | Laundry & Cleaning | SERVICES |
| `MISC.BEAUTY` | Barber & Beauty Shops | SERVICES |
| `MISC.TAX` | Tax Preparation Services | SERVICES |
| `MISC.OTHER` | Other Services (NEC) | SERVICES |

## Business Services (BUS)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `BUS.ADVERTISING` | Advertising Services | SERVICES |
| `BUS.CREDIT_REPORT` | Credit Reporting Agencies | SERVICES |
| `BUS.IT_SERVICES` | IT & Programming Services | SERVICES |
| `BUS.CONSULTING` | Consulting & Management | SERVICES |
| `BUS.SECURITY` | Security & Protective Services | SERVICES |
| `BUS.RENTAL` | Equipment & Tool Rentals | SERVICES |
| `BUS.REPAIR` | Repair & Maintenance Services | SERVICES |

## Professional Services (PROF)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `PROF.MEDICAL` | Medical Practitioners | SERVICES |
| `PROF.DENTAL` | Dental Services | SERVICES |
| `PROF.HOSPITAL` | Hospitals & Nursing Facilities | SERVICES |
| `PROF.LEGAL` | Legal Services | SERVICES |
| `PROF.EDUCATION` | Educational Services | SERVICES |
| `PROF.CHARITY` | Charitable Organizations | SERVICES |
| `PROF.ENGINEERING` | Engineering & Architecture | SERVICES |
| `PROF.ACCOUNTING` | Accounting & Auditing | SERVICES |

## Government Services (GOV)

| Subcategory Code | Subcategory Name | Type |
| - | - | - |
| `GOV.COURT_FEES` | Court Fees & Legal Payments | SERVICES |
| `GOV.FINES` | Fines & Penalties | SERVICES |
| `GOV.BAIL` | Bail & Bond Payments | SERVICES |
| `GOV.TAX` | Tax Payments | SERVICES |
| `GOV.POSTAL` | Postal Services | SERVICES |
| `GOV.INTRA_GOV` | Intra-Government Purchases | SERVICES |
| `GOV.OTHER` | Government Services (NEC) | SERVICES |

<CardGroup cols={2}>
  <Card title="Create Onboarding" icon="building-columns" href="/docs/api-reference/create-onboarding">
    Pass your business category code in the onboarding request.
  </Card>

  <Card title="Configure Products" icon="sliders" href="/docs/api-reference/configure-products">
    Select which payment products the merchant can accept.
  </Card>
</CardGroup>


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