Update Bank Details

PUT

gcc

partner

merchant

onboard

{onboardingId}

bank-details

Update Bank Details

curl --request PUT \
  --url https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details \
  --header 'Content-Type: application/json' \
  --header 'x-gl-auth: <api-key>' \
  --header 'x-gl-digest: <api-key>' \
  --data '
{
  "bankAccountNumber": "123456789012",
  "bankIfscCode": "HDFC0001234",
  "accountType": "CURRENT"
}
'

import requests

url = "https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details"

payload = {
    "bankAccountNumber": "123456789012",
    "bankIfscCode": "HDFC0001234",
    "accountType": "CURRENT"
}
headers = {
    "x-gl-auth": "<api-key>",
    "x-gl-digest": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.put(url, json=payload, headers=headers)

print(response.text)

HttpResponse<String> response = Unirest.put("https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details")
  .header("x-gl-auth", "<api-key>")
  .header("x-gl-digest", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"bankAccountNumber\": \"123456789012\",\n  \"bankIfscCode\": \"HDFC0001234\",\n  \"accountType\": \"CURRENT\"\n}")
  .asString();

const url = 'https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details';
const options = {
  method: 'PUT',
  headers: {
    'x-gl-auth': '<api-key>',
    'x-gl-digest': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    bankAccountNumber: '123456789012',
    bankIfscCode: 'HDFC0001234',
    accountType: 'CURRENT'
  })
};

fetch(url, options)
  .then(res => res.json())
  .then(json => console.log(json))
  .catch(err => console.error(err));

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "",
  "data": {
    "merchantInfo": {
      "onboardingId": "pg_onboard_abc123",
      "partnerOnboardingId": "partner-merchant-001",
      "onboardingStatus": "INITIATED",
      "businessDetails": {
        "entityType": "<string>",
        "gstNumber": "<string>",
        "natureOfBusiness": "<string>",
        "registeredName": "<string>",
        "tradeName": "<string>",
        "iec": "<string>",
        "businessMonthlySize": "<string>",
        "websiteUrl": "<string>",
        "purposeCode": "<string>",
        "businessRegisteredAddress": {
          "streetAddress1": "<string>",
          "streetAddress2": "<string>",
          "zipcode": "<string>",
          "stateCode": "MH",
          "city": "<string>",
          "state": "Maharashtra"
        },
        "businessOperatingAddress": {
          "streetAddress1": "<string>",
          "streetAddress2": "<string>",
          "zipcode": "<string>",
          "stateCode": "MH",
          "city": "<string>",
          "state": "Maharashtra"
        }
      },
      "directorDetails": [
        {
          "designation": "<string>",
          "name": "<string>",
          "pan": "<string>"
        }
      ],
      "beneficialOwnerDetails": [
        {
          "designation": "<string>",
          "name": "<string>",
          "pan": "<string>",
          "percentageOwnership": 123
        }
      ],
      "authorisedSignatoryDetails": {
        "authSignatoryName": "<string>",
        "authSignatoryPan": "<string>",
        "contact": {
          "phone": "<string>",
          "email": "<string>"
        }
      },
      "settlementDetails": {
        "bankAccountNumber": "<string>",
        "bankIfscCode": "<string>",
        "accountHolderName": "<string>",
        "accountType": "CURRENT"
      }
    },
    "merchantOnboardingCheckListStatus": {
      "businessDetails": "COMPLETE",
      "beneficialOwners": "COMPLETE",
      "bankDetails": "COMPLETE",
      "authorisedSignatory": "COMPLETE",
      "vkyc": "COMPLETE",
      "digiLocker": "COMPLETE",
      "tncAcknowledged": "COMPLETE",
      "documents": "COMPLETE",
      "products": "COMPLETE",
      "documentsToBeUploaded": [
        "<string>"
      ]
    }
  }
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "VALIDATION_ERROR",
  "data": {},
  "errors": null,
  "errorDetails": [
    {
      "fieldName": "paymentData.totalAmount",
      "message": "This field is required"
    }
  ]
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "UNAUTHORIZED",
  "data": {},
  "errors": null,
  "errorDetails": [
    {
      "fieldName": "authorization",
      "message": "Invalid x-gl-token-external"
    }
  ]
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "VALIDATION_ERROR",
  "data": {},
  "errors": {},
  "errorDetails": [
    {
      "field": "panNumber",
      "message": "Required field is missing"
    }
  ]
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "VALIDATION_ERROR",
  "data": {},
  "errors": {},
  "errorDetails": [
    {
      "field": "panNumber",
      "message": "Required field is missing"
    }
  ]
}

When to Use

Submits or updates the settlement bank account. PayGlocal performs a penny drop verification to confirm the account is active and the IFSC is valid.

Bank details cannot be updated after the merchant’s verification step is complete. If the penny drop fails, prompt the merchant to re-enter their bank details.

Notes

If penny drop verification fails in Production, CANCELLED_CHEQUE is added to documentsToBeUploaded. Upload a cancelled cheque via Upload Documents with merchantDocType: CANCELLED_CHEQUE.
In UAT, use account number 1234567890 and IFSC SBIN0000000 for successful verification. Any other combination triggers a CANCELLED_CHEQUE pendency. See Sandbox Testing → Partner Onboarding.

Error Scenarios

Scenario	HTTP Code
Required fields missing or empty	`400`
Penny drop verification fails	`400`
Update attempted after verification step is complete	`400`
`onboardingId` does not exist	`404`
`onboardingId` does not belong to this partner	`403`

Authorizations

x-gl-auth

string

header

required

Static API Key generated from the PayGlocal Partner Dashboard.

x-gl-digest

string

header

required

Per-request HmacSHA256 signature, Base64-encoded, using your API Secret as the HMAC key.

For GET requests: sign the request URI path (e.g. /gcc/v2/partner/merchant/onboard/business-category), including query string if present.
For POST/PUT requests: sign the exact raw request body.

Path Parameters

onboardingId

string

required

Body

application/json

bankAccountNumber

string

required

Bank account number for settlement.

Example:

"123456789012"

bankIfscCode

string

required

11-character IFSC code of the bank branch.

Example:

"HDFC0001234"

accountType

enum<string>

required

Type of bank account.

Available options:

CURRENT,

SAVINGS

Example:

"CURRENT"

Response

Bank details updated successfully.

gid

string

PayGlocal global transaction ID.

Example:

"gl_9c2645ed09edb22e"

timestamp

string

Response timestamp (DD/MM/YYYY HH:MM:SS).

Example:

"10/01/2026 15:00:00"

reasonCode

string

Empty string on success.

Example:

""

data

object

Show child attributes

Update Bank Details

curl --request PUT \
  --url https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details \
  --header 'Content-Type: application/json' \
  --header 'x-gl-auth: <api-key>' \
  --header 'x-gl-digest: <api-key>' \
  --data '
{
  "bankAccountNumber": "123456789012",
  "bankIfscCode": "HDFC0001234",
  "accountType": "CURRENT"
}
'

import requests

url = "https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details"

payload = {
    "bankAccountNumber": "123456789012",
    "bankIfscCode": "HDFC0001234",
    "accountType": "CURRENT"
}
headers = {
    "x-gl-auth": "<api-key>",
    "x-gl-digest": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.put(url, json=payload, headers=headers)

print(response.text)

HttpResponse<String> response = Unirest.put("https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details")
  .header("x-gl-auth", "<api-key>")
  .header("x-gl-digest", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"bankAccountNumber\": \"123456789012\",\n  \"bankIfscCode\": \"HDFC0001234\",\n  \"accountType\": \"CURRENT\"\n}")
  .asString();

const url = 'https://api.onboard.payglocal.in/gcc/v2/partner/merchant/onboard/{onboardingId}/bank-details';
const options = {
  method: 'PUT',
  headers: {
    'x-gl-auth': '<api-key>',
    'x-gl-digest': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    bankAccountNumber: '123456789012',
    bankIfscCode: 'HDFC0001234',
    accountType: 'CURRENT'
  })
};

fetch(url, options)
  .then(res => res.json())
  .then(json => console.log(json))
  .catch(err => console.error(err));

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "",
  "data": {
    "merchantInfo": {
      "onboardingId": "pg_onboard_abc123",
      "partnerOnboardingId": "partner-merchant-001",
      "onboardingStatus": "INITIATED",
      "businessDetails": {
        "entityType": "<string>",
        "gstNumber": "<string>",
        "natureOfBusiness": "<string>",
        "registeredName": "<string>",
        "tradeName": "<string>",
        "iec": "<string>",
        "businessMonthlySize": "<string>",
        "websiteUrl": "<string>",
        "purposeCode": "<string>",
        "businessRegisteredAddress": {
          "streetAddress1": "<string>",
          "streetAddress2": "<string>",
          "zipcode": "<string>",
          "stateCode": "MH",
          "city": "<string>",
          "state": "Maharashtra"
        },
        "businessOperatingAddress": {
          "streetAddress1": "<string>",
          "streetAddress2": "<string>",
          "zipcode": "<string>",
          "stateCode": "MH",
          "city": "<string>",
          "state": "Maharashtra"
        }
      },
      "directorDetails": [
        {
          "designation": "<string>",
          "name": "<string>",
          "pan": "<string>"
        }
      ],
      "beneficialOwnerDetails": [
        {
          "designation": "<string>",
          "name": "<string>",
          "pan": "<string>",
          "percentageOwnership": 123
        }
      ],
      "authorisedSignatoryDetails": {
        "authSignatoryName": "<string>",
        "authSignatoryPan": "<string>",
        "contact": {
          "phone": "<string>",
          "email": "<string>"
        }
      },
      "settlementDetails": {
        "bankAccountNumber": "<string>",
        "bankIfscCode": "<string>",
        "accountHolderName": "<string>",
        "accountType": "CURRENT"
      }
    },
    "merchantOnboardingCheckListStatus": {
      "businessDetails": "COMPLETE",
      "beneficialOwners": "COMPLETE",
      "bankDetails": "COMPLETE",
      "authorisedSignatory": "COMPLETE",
      "vkyc": "COMPLETE",
      "digiLocker": "COMPLETE",
      "tncAcknowledged": "COMPLETE",
      "documents": "COMPLETE",
      "products": "COMPLETE",
      "documentsToBeUploaded": [
        "<string>"
      ]
    }
  }
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "VALIDATION_ERROR",
  "data": {},
  "errors": null,
  "errorDetails": [
    {
      "fieldName": "paymentData.totalAmount",
      "message": "This field is required"
    }
  ]
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "UNAUTHORIZED",
  "data": {},
  "errors": null,
  "errorDetails": [
    {
      "fieldName": "authorization",
      "message": "Invalid x-gl-token-external"
    }
  ]
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "VALIDATION_ERROR",
  "data": {},
  "errors": {},
  "errorDetails": [
    {
      "field": "panNumber",
      "message": "Required field is missing"
    }
  ]
}

{
  "gid": "gl_9c2645ed09edb22e",
  "timestamp": "10/01/2026 15:00:00",
  "reasonCode": "VALIDATION_ERROR",
  "data": {},
  "errors": {},
  "errorDetails": [
    {
      "field": "panNumber",
      "message": "Required field is missing"
    }
  ]
}

Partner APIs: Merchant Onboarding

Payment APIs

Partner APIs: MCA

When to Use

Notes

Error Scenarios

Authorizations

Path Parameters

Body

Response

​When to Use

​Notes

​Error Scenarios

Authorizations

Path Parameters

Body

Response

When to Use

Notes

Error Scenarios